Faq's
Frequently Asked Questions
Find quick answers to common queries about loans, insurance, and credit solutions. If you don't see your question below, our financial experts are just a call or WhatsApp message away for personalized assistance.
What's the minimum CIBIL score for loan approval?
Most banks require 650+ for personal loans and 750+ for home loans. However, through our NBFC partners, we can secure loans for scores as low as 550 with higher interest rates.
How long does loan approval take?
Pre-approved loans: 24-48 hours | Standard processing: 3-7 working days | Complex cases (like mortgages): 7-14 days. We provide real-time updates at every stage.
Can I get a loan with existing EMIs?
Yes! Banks typically allow up to 50-65% of your income towards total EMIs. We help restructure existing loans to improve eligibility for new financing.
What makes your interest rates better?
Our 25+ years of banking relationships qualify clients for corporate discounts (0.25-1% lower). We also negotiate based on your profile strengths and loan amount.
How do you repair CIBIL scores?
We: 1) Dispute errors with bureaus 2) Negotiate with lenders to update status 3) Recommend credit-building products. Average improvement: 80-120 points in 3-6 months.
Are your services really free?
Yes! We're compensated by banks upon successful disbursal. Only specialized services like CIBIL repair have nominal charges (disclosed upfront).
What if my loan gets rejected?
We provide free re-application to alternate lenders in our network after analyzing rejection reasons. Approval rate for second attempts: 92%.
How do I check my application status?
Track progress 24/7 through our client portal or WhatsApp updates. You'll also get dedicated manager support at every stage.
