Lowest Rates: 0.25%-0.5% below market through SBI/HDFC tie-ups
Home Loans
Home Loans in Hyderabad
₹10L to ₹5Cr | 8.4% Interest | Balance Transfer & Top-Up Available**
400+ Hyderabad homes funded since 1999 – from Nagole to Gachibowli, we know every locality’s property value.
Why GSR for Home Loans?
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CIBIL Flexibility: Special programs for 600+ scores
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Builder Approval: Pre-approved projects across Hyderabad
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End-to-End Service: From application to registry support
RBI Registered | 400+ Home Loans | 97% Approval Rate | Free Property Verification
Loan Features
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Amount | ₹10 Lakh - ₹5 Crore
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Tenure | 5-30 Years
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Interest | 8.4% p.a. (Floating)
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LTV Ratio | Up to 90% for 1st-time buyers
*Conditions apply
Who Can Apply?
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Salaried (Min. ₹35k/month)
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Self-Employed (2+ Years ITR)
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NRIs (Special forex rates)
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Plot Loans (For Hyderabad outskirts)
Document Checklist
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Common: Aadhar, PAN, Salary Slips/ITR
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Property: Registry Papers, Builder NOC
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Special Cases: Guarantor Form (We help draft)
Hyderabad-Specific Process
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Property Shortlisting: Get locality-wise price guidance
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Bank Matching: Compare SBI vs. Private Bank offers
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Disbursement: Ready Property: 7-10 days Under-Construction: Stage-wise
GSR’s Exclusive Home Loan Perks
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Balance Transfer: Reduce rate by 1-2% on existing loans
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Top-Up Loan: Get extra ₹20L without new paperwork
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Women Borrower Discount: 0.05% extra interest benefit
FAQ
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Q: What’s the EMI for ₹50L at 8.4%?
A: ₹38,765/month for 20 years
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Q: Can I get loan for old Hyderabad properties?
A: Yes! Up to 30-year-old properties eligible.
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Q: How do you get lower rates?
A: Our bulk SBI/HDFC applications qualify for corporate discounts.
