Higher LTV: Up to 70% valuation vs. standard 50-60%
Mortgage Loans
Mortgage Loans in Hyderabad
Unlock 70% of Your Property Value | ₹5L to ₹10Cr | Low CIBIL Accepted
500+ properties mortgaged since 1999 – Get liquidity without selling your home/commercial asset.
Why GSR for Mortgage Loans?
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Flexible End-Use: Business expansion, medical emergency, debt consolidation
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CIBIL Solutions: Special NBFC programs for 550+ scores
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Hyderabad Expertise: Local property valuation partners
RBI Registered | 500+ Mortgages | 95% Approval Rate | Free Valuation
Loan Features
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Amount | ₹5 Lakh - ₹10 Crore
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Tenure | 1-15 Years
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Interest | 11% p.a. onwards
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Processing | 1-2% + Legal Charges
*Residential & Commercial Properties
Eligible Properties
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Residential: Flats, Villas, Plots (Even Inherited)
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Commercial: Shops, Offices, Warehouses
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Industrial: Factories, Godowns
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Special Cases: Litigation Properties*
Document Checklist
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Property: Registry, Tax Receipts, NOC (If Applicable)
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Income: 6 Months Bank Statements (No ITR Needed for <₹20L)
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D Proof: Aadhar, PAN
Hyderabad-Specific Advantages
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Fair Valuation: Avoid under-valuation in areas like Nagole, Uppal
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Builder Liaison: Smooth NOC for society flats
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Local Notaries: Fast registry support
GSR’s Mortgage Perks
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Top-Up Option: Additional 10% after 1 year
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Balance Transfer: Switch to lower interest lenders
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Pre-Closure: No penalty after 12 EMIs
FAQ
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Q: What’s the EMI for ₹50L at 11%?
A: ₹57,270/month for 10 years (Embed EMI Calculator)
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Q: Can I mortgage joint property?
A: Yes! All owners sign once, you receive full amount.
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Q: How is property value calculated?
A: Avg. of 3 valuation methods (Ready Reckoner, Market, Bank)
