Dual Expertise: 25+ years handling both secured/unsecured cases
Secured/Unsecured Loans
Secured/Unsecured Loans in Hyderabad
From ₹50K to ₹5Cr | Collateral OR No Collateral Options | 24-72 Hour Approval
Flexible solutions for every need – leverage assets or creditworthiness with our 800+ combined loan success stories.
Why Choose GSR?
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Collateral Options: Gold/Property/Investments accepted at 80% value
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No-Collateral Solutions: Loans up to ₹40L without security
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Hyderabad-Centric: Local underwriting for faster approvals
RBI Registered | 500+ Secured | 300+ Unsecured Loans | 94% Approval Rate
Side-by-Side Comparison
Loan Comparison at a Glance
| Feature | Secured Loans | Unsecured Loans |
|---|---|---|
| Amount | ₹5L - ₹5Cr | ₹50K - ₹40L |
| Interest | 10-14% p.a. | 12-18% p.a. |
| Tenure | Up to 15 Years | Up to 5 Years |
| CIBIL | 550+ Accepted | 650+ Preferred |
*Terms and conditions apply
Secured Loan Options
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Gold Loans: 75% LTV | Same-day disbursement
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Property Loans: Residential/Commercial | Up to 70% value
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Asset-Backed: FD/LIC/Shares as collateral
Unsecured Loan Options
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Personal Loans: Up to ₹40L | 24-hr approval
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Business Loans: ₹50K-₹25L | GST-based eligibility
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Credit Line: Revolving limit up to ₹15L
Document Checklist
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Collateral Proof (Property/Gold Papers)
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Basic KYC (Aadhar, PAN)
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Income Proof (3 Months Payslips/Bank Statements)
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CIBIL Report (We help retrieve)
Secured:
Unsecured:
(We handle all paperwork – home/office collection available)
Hyderabad-Specific Benefits
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Gold Valuation: Certified partners in Nagole, LB Nagar
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Local References: 300+ unsecured loans to Hyderabad SMEs
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Legal Support: Free documentation review for secured loans
FAQ
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Q: Can I switch from unsecured to secured later?
A: Yes! We refinance unsecured loans into lower-interest secured ones.
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Q: What’s the EMI difference for ₹5L?
A: Secured: ₹10,800/month (5y @12%) | Unsecured: ₹13,300/month (3y @16%)
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Q: How is gold valued?
A: Daily RBI rates + 10% margin (Avg. ₹5,500/gram in Hyderabad)*
